Charm and character abound! Located in the desirable Lakewood neighborhood, this adorable home is conveniently located near shopping, restaurants, & just minutes away from historic San Marco. Home features original hardwood floors, living/dining combo, cottage-style kitchen, plus retro tile in the bathroom. The family room boasts vaulted ceilings, plus a huge storage closet. The 3rd bedroom features a walk-in closet, plus a flex room area. There's plenty of room to create a dedicated owners suite. Lush landscaping, and a large, fenced backyard. Newer roof, electrical panel, WH, & HVAC! No HOA or CDD fees! Easy HWY access, & convenient to downtown Jacksonville. Home qualifies for the Opportunity Mortgage Loan product with up to 100% financing & no PMI. Up to 5K credit w/full price offer!